michael challiner

Is Cancer Care Covered?

Private medical insurance normally pays out for treatment for illnesses which are acute - meaning that they can be cured. Chronic conditions are often excluded as they may not be curable, but they can be managed in the long term. Cancer, it seems, can be ... Read >

Watch Out - Students About

It seems that the highest risk of being burgled is when you're a student. If your youngster is leaving for college life, here are some pointers to help them stay secure. At one time your son or daughter went off to university weighed down by their books. ... Read >

Don't Risk Your Home - Insure It

UK residents are not legally required to take out home insurance, but it's a risky business if you don't. If money is no object then we suppose it's up to the individual to decide where their priorities lie - but how many people are in that position? Coul... Read >

Face Up To Life Insurance

The titles of the different forms of life insurance can be off-putting enough and quite honestly life insurance is something that most people put to the back of their minds. Something they'll get around to "one day". If it ever crops up for discussion, yo... Read >

Insurance For Your Life

Hopefully you have life insurance already in place, but if it's something you took out when you first became responsible for a home and planning a family, are you sure it's up to date? It's worth checking out and updating. It's a valuable tool to protect ... Read >

Home Insurance - Seasonal Claims

When you think about it, it's obvious that, when it comes to burglary, there are times when the thief thinks your guard is down. Summer holidays, when you may be away and they can have a leisurely look through your belongings is one time. Summer evenings ... Read >

On Your Bike - On Your Home Insurance?

If you're one of the growing army of bike riders, you'll have realized how much independence a bike can give you. Whether it's the pure pleasure or riding around the country lanes or avoiding the over packed, hot and sticky bus or even the wait at the bus... Read >

Home Insurance - Check Your Cover

The "high season" for claims on home insurance policies is during the summer-time. The fact that the children are at home for the long summer holidays and long days mean that the house and garden are more likely to suffer wear and tear and the odd acciden... Read >

Sports Injuries And Compensation Claims

If you take part in a sport, you must risk injury to a certain extent. Something as innocent as horse riding, even simple hacking, can result in falls and it's a fair risk you choose to take. There can't be many riders who haven't been unseated from time ... Read >

Trips And Falls - Accident Or Negligence

If you're out shopping in your local town or village and you trip on a raised paving slab or broken kerb and suffer injury as a result, you may be able to claim compensation from the local council. In a similar way, if you're a council house tenant and su... Read >

I Will You My Sunshine

If you're looking for your dream holiday home in the sun, there are lots of things to think about. In the excitement of making plans and organising things, have you thought about who will inherit the home after you're gone? If you've already made a Wil... Read >

Who Should Write My Will

You can write your own will by buying a will form from a stationery store. You can then set about making out the will. It's possible to buy a "kit" and this comes with the form and some guidance. We would never advise anyone to rely on a "d-i-y" will and ... Read >

Making A Will - Asking Questions

A common question which crops up is "At what age can children inherit?" The answer is not until they're 18. If they are left money in a Will prior to this, any funds will be held in Trust. Many people would feel that this too young an age if a large sum o... Read >

Creepy Crawlies In Your Property

Some-one said you're never more than a certain distance away from a rat. I can't remember what the distance was, or who actually said it, but I certainly don't like to think about it. Where ever you live, you can have trouble with pests and these infestat... Read >

Why A Will Is Necessary

Failure to leave a will can cause all sorts of problems for those you leave behind. It ensures that your wishes will be carried out and avoid any doubt about who gets what. It's all too easy to think about writing a will and in fact give it a lot of thoug... Read >