michael challiner

Critical Illness Premiums Up For Some

Premiums for Critical Illness Cover (CIC) are rising as a result of the increasing number of claims and advances in medical research. If you are diagnosed with a life threatening illness, CIC ensures that you will benefit from a tax free lump sum, to carr... Read >

Women Retiring At 60 Are Losing Money

Greedy insurance companies are taking money from the pension pots of women who are retiring at the state pension age of 60. In the 1980s a large amount of personal pensions were sold to women. This allowed insurers to cut the value of their savings if ... Read >

What Are Whole of Life Policies?

‘Whole of life' policies are generally offered by most insurance companies. These policies guarantee to pay the sum assured on the death of the insured person, whenever that happens. Premiums are more expensive for whole of life cover as the insuranc... Read >

Term Life insurance

Once you have a family of your own you worry about what will happen to them after your death. It is a fact of life, so face up to it and find out how life assurance works. You could actually save money if you choose the right one for your family, and th... Read >

Cheaper Life Insurance For Vegetarians

An animal-friendly insurance agency which has hitherto specialised in pet insurance products has extended its range to offer cheaper life insurance policies to vegetarians. Married couple Chris and Elaine Fairfax of Worthing, West Sussex, founded Animal... Read >

Rate Your Chances Of Obtaining Credit

A good credit rating is essential if you want to borrow money. If you have been bankrupt or have County Court judgments against you, or have defaulted on payments in the past, you will find it more difficult to obtain credit. If you are in that situa... Read >

Personal Loans And Interest Rates

At the moment, prospective borrowers from right across the job spectrum, from stockbrokers to sales assistants could apply for a personal loan and be charged the same interest rates from the Nationwide. However, Nationwide has announced they are intro... Read >

Loans And Charging Orders

What is a charging order? If you have found yourself in court, facing a county court judgement for repayment of debt arrears, (which can include unsecured debts, for example credit cards and personal loans) and are not able to pay, your creditors can a... Read >

Can You Really Afford That Holiday?

A large amount of people in the UK would rather go into the red than miss out on their annual holiday. Before you take off again, perhaps who should think about getting things in order? Contrary to belief there is no such thing as popping off on a ba... Read >

A Loan for All Needs

These days there seems to be a loan available for everything and one of the most recent to hit the market, and promising ‘significant benefits', is the Career Development Loan. This loan is designed to offer those who want to study further some feature... Read >

Retirement Costs Soar

Figures that have been released recently make frightening reading. The image that we all have of retirement is one of long holidays, nice walks through the countryside with angelic looking grandchildren and warm fires burning in the winter. However the fi... Read >

New Tests Available To Find Out Truth.

When you apply for life insurance you will be asked to complete a long and in depth form that will request lots of details about your health and lifestyle. If you have been planning to give up smoking for a while and just need that final push, then you ma... Read >

Make your Life Insurance fit for your needs

Do your research If you have dependents, you are advised to investigate life cover There's no ‘one size fits all' deal available and it's important to find a policy that suits your family needs. It's up to you whether you have one policy to cover al... Read >

Life Insurance Is Cheaper Than Ever

Lifesearch, an independent insurance broker, say in the last 10 years Life insurance has become cheaper to buy by 30 per cent; as cheap as it has ever been. And, if you already have a plan in place you may be able to lessen your premium by switching to an... Read >

Guaranteed Or Reviewable Critical Illness Cover? Your Options Explained

Critical Illness Cover (CIC) will pay you a tax-free lump sum following diagnosis of a life- threatening condition. However CIC is becoming more expensive, as the number of claims increases and advances in medical science introduce a range of new treatme... Read >